Loan Transfer vs. Loan Pre-payment: Which Method is More Effective for Reducing Debt

 Eager to reduce your debt faster? Learn the key differences between Loan balance transfer and principal pre-payment.

When considering debt reduction, borrowers frequently evaluate two common options: Loan balance transfers and loan principal pre-payments. Both methods can alleviate your financial strain, yet the appropriate selection is contingent upon your specific situation and the terms of your loan.

Loan Balance Transfer vs Principal Pre-payment: How both options work?

A loan balance transfer is the process of moving your existing loan or credit card debt from one lender to another, usually to take advantage of lower interest rates. Many lenders provide loan balance transfer offers on their credit cards with attractive rates and flexible repayment terms, making it an appealing choice for those burdened by high interest rates.

Over 5,000 typewriting institutes across Tamilnadu to close

More than 4,500 government recognised typewriting institutes and more than 1,000 non registered institutes across Tamil Nadu are on the final stage of closure as the Higher Education Department has decided to scrap the traditional typewriting lower and higher exams.

Accordingly, in near future the typewriting examinations will be conducted through computers.

A senior official from the Directorate of Technical Education (DOTE), seeking clarity, said that the Higher Education Department had already issued an order in which the rules and regulations for the certificate course in Computer on Office Automation (COA) are modified.

It combines the typewriting examination and certificate course in COA as a single certificate course as a prerequisite qualification for getting appoitment to the TN State and Subordinate services. “To meet the challenges, the State government decided to implement a computer-based online exam platform. A suitable software firm will be engaged to develop the online-based exam,” he added.

Since, today's modern age office employees and employers use computer for typing which in turn urges the young IT, Computer science aspirants of the necessity to learn computer based typing.

Is your Gmail hacked? Look what happened in attack of 2025 and Google's response

Gmail users face a phishing scam using verified Google email addresses and faked support pages. The attack bypasses authentication, looks legitimate. Google urges users to enable 2FA and use passkeys.

Google has issued an important warning to all Gmail users. The warning highlights a new phishing campaign that uses legitimate-looking emails to bypass security checks and trick recipients into handing over their account credentials.
Google has acknowledged the threat and the cyber security team working to roll out protections. Still, users are urged to stay vigilant, especially when responding to emails that appear to come from trusted sources like Google itself.

தமிழர் ஆண்டுப்பிறப்பு வரலாறு - கலியாண்டு 5126

History of Tamil New Year- 5126 as per planetary positions and sun solstice.

தமிழ்ப் புத்தாண்டு 5126 ஆம் கலியாண்டில், மேழம்/மேடம் (சித்திரை) மாதம் முதல் நாளில் (14.4.2025) தொடங்குகிறது. கலியாண்டு என்பது தமிழர்களின் தொடராண்டு முறை. பொது ஆண்டுடன் 3101 ஐக் கூட்டினால் கலியாண்டு கிடைக்கும் (3101 + 2025 = 5126). கலியாண்டு என்பது ஞாயிறு ஆண்டு முறையை பின்பற்றி 5000 ஆண்டுகளுக்கு முன்பே பழந்தமிழர்களால் உருவாக்கப்பட்டுள்ளது. 

சங்ககாலப் பெரும்புலவர் நக்கீரன் (கி.மு. 3ஆம் 2ஆம் நூற்றாண்டு) பத்துப்பாட்டில் ஒன்றான நெடுநெல்வாடையில்