₹10,000 rupees every month from this government scheme // servicebloggers.com

Although there are many schemes of the Narendra Modi government available to the citizens, one of these government schemes is such that can prove to be very beneficial for you. If you invest in this scheme, you will not worry about the money after retirement as you can get a pension of up to Rs 10,000 every month. Under this, you will also get the facility of loans.

We are talking about the government's Pradhan Mantri Vaya Vandan Yojana (PMVVY). Under the Pradhan Mantri Vaya Vandan Yojana, the pension is given to citizens with a guarantee of 8.00% and 8.30% returns annually for ten years. Pension under the scheme can be taken on a monthly, quarterly, half-yearly or yearly basis. Citizens aged 60 years and above can invest in the scheme. There is no maximum age limit.

A few months ago, the government had announced to double the amount of investment in it. This will greatly benefit senior citizens. The investment limit has been raised by the government to Rs 15 lakh as against Rs 7.5 lakh earlier. Citizens will get a pension of up to Rs 10,000 per month. Let us know how to calculate the pension.

Under the scheme, if customers want a pension of Rs 1,000 per month, then they have to deposit Rs 1,50,000. At the same time, for a pension of Rs 10,000 per month, they have to deposit Rs 15,00,000. Pension is given under this scheme for a minimum of Rs 1,000 and a maximum of Rs 10,000. The special thing is that an online investment facility has also been provided in this scheme.

Not only this, but the scheme will also provide loans to customers. The maximum loan amount is 75% of the investment. However, you can avail of this facility only after three years of investment. The rate of interest is determined periodically. The interest will be deducted from the pension amount and the arrears will be at the time of withdrawal from the loan recovery scheme.

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