Learn The Beauty Of Blogging

How to select text on facebook posts // servicebloggers.com

A hack that always works for me:

1. Open Facebook in Chrome.

2. Select 'Find in Page'. Add some word in the text you're trying to copy.

3. The word in the text is highlighted. Now tap twice in quick succession on the text. Some part of the text will be marked for copying. Expand that area using the end markers to select the whole text.

4. Select 'Copy' from the context menu that appears.

Answer two:

1. If you use chrome then tap into right button and click on desktop mode

2. Then search Facebook on Google (Please don't open direct link just go by Google).

3. Then open Facebook from Google.

4. Now you will see your Facebook page in desktop mode version

5. Now you need to search your post which you want to copy

6. Go there and tap on any word

Now you're able to copy texts from Facebook posts

Other options:

1. You can start by following the below mentioned steps and see if that helps you.

2. Download an app called Copy Text On Screen from the Google play store. This app will help you to Copy text on mobile screen to clipboard or share.

3. The latest version of Facebook has an option which allows you to copy the link by this you can select or choose the text via an external browser and copy it later

₹10,000 rupees every month from this government scheme // servicebloggers.com

Although there are many schemes of the Narendra Modi government available to the citizens, one of these government schemes is such that can prove to be very beneficial for you. If you invest in this scheme, you will not worry about the money after retirement as you can get a pension of up to Rs 10,000 every month. Under this, you will also get the facility of loans.

We are talking about the government's Pradhan Mantri Vaya Vandan Yojana (PMVVY). Under the Pradhan Mantri Vaya Vandan Yojana, the pension is given to citizens with a guarantee of 8.00% and 8.30% returns annually for ten years. Pension under the scheme can be taken on a monthly, quarterly, half-yearly or yearly basis. Citizens aged 60 years and above can invest in the scheme. There is no maximum age limit.

A few months ago, the government had announced to double the amount of investment in it. This will greatly benefit senior citizens. The investment limit has been raised by the government to Rs 15 lakh as against Rs 7.5 lakh earlier. Citizens will get a pension of up to Rs 10,000 per month. Let us know how to calculate the pension.

Under the scheme, if customers want a pension of Rs 1,000 per month, then they have to deposit Rs 1,50,000. At the same time, for a pension of Rs 10,000 per month, they have to deposit Rs 15,00,000. Pension is given under this scheme for a minimum of Rs 1,000 and a maximum of Rs 10,000. The special thing is that an online investment facility has also been provided in this scheme.

Not only this, but the scheme will also provide loans to customers. The maximum loan amount is 75% of the investment. However, you can avail of this facility only after three years of investment. The rate of interest is determined periodically. The interest will be deducted from the pension amount and the arrears will be at the time of withdrawal from the loan recovery scheme.

How can I do fundamental analysis of a stock // servicebloggers.com

There are many ways fundamental analysis of a stock can be done, but I am going to share my method of fundamental analysis and how I pick stocks for my long term portfolio:

How can I do fundamental analysis of a stock

Step 1:

The financial performance:

The first thing I look for in a company is its past financial performance. Analysing past performance gives me a clear idea about company’s growth, earnings, profitability and how efficiently company is utilising its capital. For this I look at 5 to 10 years of company’s data in the form of financial ratios. I use financial ratios because it makes it easier to compare a company’s performance with its peers.

The financial ratios that I use are:

Basic EPS:

This is the basic earning ratio which tells us about the company’s earnings on a per share basis. In other words, it is the ratio which tells us how much a company is earning against each share outstanding.

Cash EPS:

A conservative ratio compared to Basic EPS, which calculates how much cash a company is generating against each share of the company.

Net profit margin:

Gives you a idea about how much profit company is able to make on each sale made by the company. It is expressed in percentage terms.Higher percentage means company is able to charge high price from its customers, leaving fat profits in the pocket of the company.

Debt/Equity:

Gives an idea of how the company’s capital is financed. Companies with high debt usually are riskier investment because if a company suffers a loss, it still has to pay its debt, which can sometimes even lead to bankruptcy of a company. A company with low or zero debt is always preferable.

ROCE:

It is a financial ratio that measures how efficiently a company is utilising its capital. For example i a company has employed Rs. 100 of capital and earns a return of Rs. 20, it means company’s ROCE is 20%. While Net profit margin shows the difference between the cost of making a product/service and revenue generated from the same, ROCE is calculated on total assets used by the company. Company with high ROCE are better investments as it shows company has good control over its financial resources and is able to run the business.

Dividend Per Share:

It is the ratio that tells us how much dividend a company is paying against each share outstanding. Dividend is a part of company’s profit that company distributes to its shareholders. A company with consistent and growing dividend/share is a good investment as it keeps investors invested in the company.

Step 2:

Reading Annual Reports:

I usually read annual report of the company for the past three years. This gives me an idea about what the company has been doing in its business, what goals and targets it had set for itself and if it has achieved them. A company that sets clear and time bound targets for this business shows how professional, and ambitious the management of the company is.

Step 3:

Future plans:

Every company has some future plans for its business. By looking at the company’s future plans, I get the direction in which the company is headed. Is the company going to start a new business, is it going to expand its current business? is the company planning to go overseas? All such questions are answered by analysing company’s future expansion and diversification plans.

After going through all the above mentioned steps I try to figure out how the company is going to look like in the future, What kind of revenues I can expect and what could be the profitability in the next 3 to 5 years. I don't try to get the exact number but just a ballpark percentage growth I can expect in the future.

Step 4:

Critical analysis:

The fourth step I follow is to write down all the logical and rational reasons why I should invest in this stock. Doing so gives me ample positive and negative points about the company and areas where I should be cautious while investing. It is said that “If you cannot fill a page with logical reasons why you should invest in a stock, then you should not make that investment.“

Step 5:

Waiting for the right price:

Finally, I wait for the market correction to buy the stock at a low price. I do not put all the money at once, but buy on every dip in the price. Then there is a very long period of waiting, giving my investment time to grow. When I feel it is time to sell the stocks I start selling them in small quantities on every rally.

You may feel it's a lot of work, but trust me it's really worth all the effort.

Gramadhanam Meaning/ Gramathana sites Meaning // servicebloggers.com

The Gramadhanam (கிராமதானம்) means a peace of land had been given to local residence for free within a village. Gramadhanam properties do not need conversions as they have been used as residences for a long time. In olden village maps drawn during British ruling days, these Gramadhanam can he observed as having been marked as palayam, ooru, etc... (village) properties surrounded Icy survey numbers corresponding to agricultural lands, even in BBMP areas, there are Gramadhanam's for which you can directly obtain a Khata provided the land is a genuine Gramadhanam. Forms 9 and 10, which were tax paid receipts issued by village accountants or other revenue officials in the early days, were previously illicit as proof of a property being designated a Gramadhanam property. But in the 1990s, these forms were issued to lands with survey numbers (agricultural lands), and sellers would use this as proof to convince the buyers to buy unconverted agricultural land passing them off as Gramathana/ Gramadhanam. However, even now there are genuine Gramathana properties within the city. To ensure that it is so, obtain a certificate from the Department of Survey. Settlement & Land Records stating that the property is a Gramathana/ Gramadhanam.

Does Jaggery Curdle Milk and How to Avoid Curdling //servicebloggers.com

Yes, curdling of milk happens due to the acidic nature of the jaggery. Curdling can be avoided by adding jaggery powder after stopping the stove or make jaggery syrup by boiling jaggery with water and mix it with hot milk.

Hydros and sulphate used to purify and give glow to the jaggery powder contains acidic characteristics, you may do experiment and find whether jaggery is producer in organic condition or used chemicals for purification.

Steps to follow:

1. Start boiling the milk.

2. Simultaneously add jaggery to it.

3. Boil both together you may find colour changes or curdling.

It is not the sure proof, as some organic factories use lemon or lime stone to purify jaggery, that too are acidic in nature, but not much to curdle, still can do milk curdling.

Last but not the least, some people like to eat curdled milk So, they use lime drops or jaggery to do that and eat with added sweeteners.

Five health benefits of consuming Jaggery in place of white ash sugar:

1. Prevents constipation: Jaggery activates the digestive enzymes in the body, stimulates bowel movements and thus helps prevent and relieve constipation.

2. Detoxifies the liver: Jaggery helps cleanse the liver by flushing out harmful toxins from the body. So if you want to effectively detoxify your body, bite into a piece of jaggery.

3. Treats flu-like symptoms: Fight symptoms of a cold and cough with the help of gur/Naatu sarkarai. All you need to do is mix it with warm water and drink up, or even add it in your tea instead of sugar to reap the benefits.

4. Blood purifier: One of the most well-known benefits of jaggery is its ability to purify the blood. When consumed on a regular basis and in limited quantities, it cleanses the blood, leaving your body healthy.

5. Boosts immunity: Jaggery is loaded with antioxidants and minerals such as zinc and selenium, which in turn help prevent free-radical damage and also boost resistance against infections. Jaggery also helps increase the total count of hemoglobin in the blood.

We Sri Amman Products are manufacturers and packers of this product. Feel free to purchase from us as we provide Organic Jaggery powder, Herbal Jaggery powder cheaper than the market price. Contact call or Whats app +919626227212.

Government Official Employment News e-publish & printed publication available// servicebloggers.com

We will shortly start our sub-domain under government job vacancy, we are officially subscribed to yearly package. Planning to post the advertisements free of cost to our beloved job seeker's.
We need genuinity, other job portals allows fake advertisers in their website to post fake job offers. We here as a social workers provide genuine advertisements only from government employment enversion publication.

Credit: employment news. gov. in

E-Employment News official advertisement

FAQ(Frequently Asked Questions)

1. How to register for subscribing to e- Employment?

a) Visit www.employmentnews.gov.in and click on e-Subscrption tab or click on the link:http://www.eneversion.nic.in/membership/login

b) If visiting this portal for the first time, create an account by signing up. If already registered with the portal, enter the required details & submit.

c) A dash Board will appear.Click on e- version tab. It is available in English & Hindi .

d)Choose the desired subscription package 6 Months, 1- year, 2-year and 3-year.

e) Choose mode of your payment- online, offline, pay later.

f) You will be directed to secured e payment gateway of bharatkosh portal. Click on the tab below to confirm the credentials given on the page once again.

g) In case of online payment, net banking, credit card, debit card and mobile cash options are available.

h) Choose one of the options and proceed for payment by giving the required information.

i) Note down or take out a print of the transaction details for future reference and correspondence.

j) You will receive an activation mail within the next 48 hr. If you face any problems at any stage kindly email us at employmentnewsepaper@digites.com

2. What are the advantages/benefits of Employment News e-Paper?

It offers you the exact print edition in digital format. You get to read all the editions on a single site. Some additional features like access to archives, read mode, tag based search, zooming etc. are also available.

3. What special features does Employment News e-Paper provide?

Many special features have been added to enhance your e-reading experience. Look out for the icons placed on the top of the page/window. A few are elaborated below:

a) Zoom In/Out: To read as per your convenience

b) Search for a keyword/article: Tag based search option is available to refine your search based on job type, job nature, location, age-group etc.

4. How to search for articles on the portal

You can use the "Search" link that is currently present in the horizontal Grey navigation bar for this purpose.Feed in the search term or your keyword and then select option of articles/ads depending on what you are looking for - to narrow down your search, then click on Search.If you wish to search for articles / ads of previous issues, check out the tag search feature that lets you search all editions at one go and also allows to specify a set of tags based on your job preferences.

6. Can I see/read/access earlier issues?

Yes. You can access all earlier issues of Employment News.

7. Do we have to pay to read Employment News e-Paper?

Yes, Employment News e-Paper is now available only on paid subscription.

8. What is the subscription cost?

Print Version Cost: Rs. 530 for one-year, Rs. 1000 for two-year and Rs. 1400 for three-Year subscription
Eversion Cost: Rs. 400 for one-year, Rs. 750 for two-year and Rs. 1050 for three-Year subscription.

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How do I Build a Retirement corpus of 1 Billion or 10 Crores? Servicebloggers.com

Let's say you are currently 30 years old and plan to retire by 45-50 years.

It's Definitely achievable as I have a similar plan!

I need few assumptions which are as follows:

You are Married.

No Kids.

Living on Rent.

Have savings of around 10–15 lakhs.

Combined salary (couple) is 1 lakhs.

The ballpark figure we want to achieve is 10,00,00,000 &

Following is the plan how we will be achieving it:

( STEP 1 ): Budgeting is the most important part of the whole plan. It is like the diet plan when you join a Gym.

The 50/30/20 rule;

This is a popular rule for breaking down your budget. The 50-30-20 rule puts 50% of your income toward necessities, like housing and bills. Fifty percent should then go toward financial necessities, like paying off debt or saving for retirement. 30% of your income can be allocated to wants, like dining or entertainment. In which you use 20% of your income for financial goals.

The 20/10/70 rule (I personally follow this)

This is a popular rule for breaking down your budget. The 20–10–70 rule puts 20% of your income toward necessities, like housing and bills. Twenty percent should then go toward financial necessities, like paying off debt or saving for retirement. 10% of your income can be allocated to wants, like dining or entertainment. Out of which which you use 70% of your income for financial goals.

‘IF YOU WANT TO RETIRE EARLY FOLLOW SECOND RULE’ else ‘IF YOU LIKE THE RAT RACE THEN FOLLOW RULE ONE’. Please be wise enough?

In case you find that your income is not sufficient towards the necessities 20 percent, then either pick skills which will land in a high paying job or downsize the lavish house, if you can.

The 10 percent is more than enough trust me for a month as it will keep you in check and also you need to follow the rule of “Wait for one week before you buy something costly”.

The 70 percent you will be investing now will give you a kickstart and will push your financial goals in a very comfortable zone from the starting itself.

‘Once you have WON this race , we will move on to the next one’

( STEP 2 )

Now retiring at 45 is like you are plucking the mango at the perfect time. F.I.R.E is an approach that is followed by many and is mostly famous in foreign countries where people earn enough to let the amount cover their expenses for the life afterwards. It means Financial Independence Retire Early but you need to be as frugal as possible to retire as early as possible.

I hope you have thought of these before retiring:

What will you do once you retire? (I have planed to start my e-commerce along with a Hedge Fund )

Have you got your family covered of any unwanted expenses or accidents ?

Do you have a place or shelter where you can live peacefully and grow your family ? (Can be skipped if you are including the rental income as a monthly expense too.)

( STEP 3 )

Once you have the reply to all the questions above we can move on for the plan . If you will retire at the age of 45 then your average life expectancy will be somewhere at 70 . That gives us 25 years and hence one should have atleast save 25 years of expenses in his/her investment account.

( STEP 4 )

Now have a quick foresight and think of a few financial goals which are not yet achieved like Children education, their marriage and alike. So you need to have these saved too, So that your family doesn’t have to turn to someone else for someone else or take a loan for the same.

These 3 steps will give you a Head start and I hope you and your family will prosper always.

Hope you enjoyed reading this article, please comment us your plan which is more 'favourable and quick to exit rat race'. Our sole purpose is to Keep educating others.